Terms and Conditions

Terms of Use

If you do not agree to the Terms of Use, stop using the Site immediately!
By using this Site, you acknowledge and agree to these Terms of Use. If you do not agree to these Terms of Use, do not use the Site.

Restrictions

The materials on this website are copyrighted and all rights are reserved. Text, images, databases, HTML code, and other intellectual property, U.S. Pat. and are protected by international copyright law, and may not be copied, reproduced, published, reproduced, translated, posted, or otherwise distributed in any form without permission clearly Possible All trademarks on this website are trademarks of and CREI, LLC. The legal owners are those who wrote www.mypropertyoffer.com or other owners used it with their permission.

Database ownership, licensing, and use

CREI, LLC warrants, and acknowledges, that CREI, LLC owns the copyright in the information and materials available from time to time through www.mypropertyoffer.com links to the databases and their contributors grants all rights and this Agreement does not grant any intellectual property rights. CREI, LLC grants you a non-exclusive, non-transferable license to use database(s) accessible to you subject to these Terms and Conditions. The database(s) may be used only for viewing information or for extracting information to the extent described below.
You agree to use the information from the www.mypropertyoffer.com database only for your own private use or use in your home or business, provided the information is not sold or shared, and in in no way is permitted or permitted to be printed, printed , downloaded , transmitted, distributed , reproduced, or reproduced in any form (whether directly or indirectly, selectively or in linear form) any part of the Databases resell, republish, redistribute, view, or otherwise.
However, you may sometimes download or print individual pages of individually selected articles or videos within a limited range, to meet specific identifiable information-only needs, or for use in w 'at work in you and in private only. You can make so few duplicates of any material, either machine-readable or labeled, that it may only make sense for these purposes. Nothing herein shall deny you the right to create any database, directory or printed hard copy of or from the databases, whether for internal or external distribution or use.

Liability

The materials on this website are provided “as is” and without warranty of any kind, express or implied. CREI, LLC disclaims all warranties, express or implied, including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose.
CREI, LLC does not warrant that the functionality of the Content will be uninterrupted or error-free, that errors will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. CREI, LLC makes no representations or warranties in relation to the use or the results of the use of the materials on www.mypropertyoffer.com in terms of their correctness, accuracy, reliability, or otherwise. You (and not CREI, LLC) assume the cost of all necessary services, repairs or improvements. Applicable law may not allow implied warranty exclusions, so the above exclusions may not apply to you.
Under no circumstances, including, but not limited to, negligence, will CREI, LLC be liable for any special or consequential damages notified to an authorized representative of www.mypropertyoffer.com of the possibility of, or cause of force of the inability to use it. Applicable law does not allow for the limitation or exclusion of liability for incidental or consequential damages, so the above limitations or exclusions do not apply to you. In no event shall CREI, LLC's total liability to you for all damages, losses and causes of action (whether in contract, fault, negligence or otherwise) exceed the amount you pay, if any there, to this Website. The facts and information on this website are believed to be accurate at the time of posting on the website. Subject to change at any time without prior notice. All data provided on this website will be used for informational purposes only. The content and pages of this website are not intended to provide specific legal, financial or tax advice, or other advice, as the case may be, for any person or entity and should not be relied upon in that regard.
The services described on this website are only offered in jurisdictions where they may be legally offered. The information provided in our website is not all-inclusive, and is limited to information that is made available to CREI, LLC and such information should not be relied upon as all-inclusive or accurate.

Communication and symbols

CREI, LLC, the owner of this website, is not responsible for the content of websites that may be linked to this website. The linked sites are for your convenience only and are carried out at your own risk. Links to other websites or references to products, services or publications other than www.mypropertyoffer.com and its subsidiaries and affiliates do not imply endorsement of website, products by CREI, LLC or its subsidiaries and affiliates, such works or publications are approved by or approved of.
Certain names, graphics, logos, symbols, graphics, words, titles or words on this Site may be trade names, trademarks or service marks of CREI, LLC, www.mypropertyoffer.com, or other companies. Trademarks displayed on this website do not imply any license. Modification of the trademarks and/or any unauthorized copying, retransmission, or adaptation of the materials contained herein may be a violation of common state trademark and/or commercial law copyright laws and could subject the copyright owner to litigation.

Privacy in codes, passwords, information

You agree to use any customer codes, usernames, user IDs, or passwords that you may have received from CREI, LLC, as well as information to access the www.mypropertyoffer.com website and Future areas that are password-linked all forbids that strict privacy and confidentiality shall not occur or permit such information to be transmitted, recorded or otherwise disclosed to any third party.

Other terms

These Terms of Use apply to any visit to https://www.mypropertyoffer.com. CREI, LLC reserves the right to provide changes to these Terms of Use by posting a revised version of this document on this Site: such version will then become effective.
You may not assign or rent these Terms of Use and the license granted without the prior written permission of CREI, LLC.
These Terms of Use shall be governed by, construed and enforced in accordance with the laws of the State of Florida, as applied in full to contracts entered into with businesses in that jurisdiction.
To the extent that you violate or threaten to infringe the intellectual property rights of CREI, LLC and/or its affiliates, CREI, LLC and/or its affiliates may seek injunctive or other appropriate state relief or any federal court in the state of Arizona, and your exclusive jurisdiction in such courts, and you consented to access the site.

Some other contentions will be resolved as follows:

If a dispute arises under this Agreement, we agree to first attempt to resolve it with the assistance of a mutually agreeable arbitrator at the following location: Deerfield Beach, FL. Any costs and expenses other than attorney fees associated with the arbitration proceedings will be shared equally by each of us.
If it proves impossible to reach a mutually satisfactory resolution through mediation, we agree to submit the dispute to binding arbitration at the following location: Deerfield Beach, FL under the rules of the American Arbitration Association. A judgment on a cause of action may be entered in any court of competent jurisdiction. If any provision of this Agreement is invalid or unenforceable in whole or in part, the remaining provisions of this Agreement shall not be affected.

Completion of work

This Terms of Use Agreement is effective until terminated by either party. You may terminate this Agreement at any time by obtaining the materials from any and all website(s) and destroying all related documentation and all copies and attachments, whether made under the terms of this agreement or otherwise. This agreement will terminate immediately without notice at CREI, LLC sole discretion, should you fail to comply with any term or provision of this agreement. Upon termination, you must destroy all materials obtained from this site and any and all other site(s) and all copies thereof, whether made under the terms of this agreement or otherwise.

Disclaimer

Any income or earnings information is an estimate of earning capacity only, and there is no assurance that your income will match the estimates we provide. Your reliance on the estimates we provide is at your own risk. The income or any income depicted should not be construed as normal, typical, expected, or normal for the average Member/Student. Certain results will be exceptional, and the variables affecting the results are so numerous and sometimes uncontrollable that the CREI Community does not make any guarantees at any time for your income made through creative real estate investing.
Where a specific income figures are used, and is attributed to an individual or business, that income was earned/received by that individual or company. However, there is no guarantee that your income or earnings will match that figure, or that you will make any money at all. If you rely on our models or estimates, you do so at your own risk and assume all risks associated with your reliance.
Any and all statements or statements regarding earnings on our websites or in connection with our content or information obtained should not be construed as earnings. Testimony is not representative of each mentee’s success. With respect to earnings, past success, previous results or with no assurance may be used as an indicator of your future success or results.
Cash and cash flows depend on many factors. We have no way of knowing how well you will do, because we don’t know you, your background, your work ethic, or your professional skills or behavior. Therefore, we do not guarantee that you will win any incentives or prizes, that you will make any money or monies, that you will do well, or that you will make any money at all If you rely on our models or estimates, you do so at your own risk, as well.
The real estate industry and the income generated from it, comes with unknown risks and is not for everyone. Decisions based on any information provided in our policies, products, services or on our website must be made knowing that you may incur substantial losses, or no income at all and using only risk capital.
All products and services of our company are for educational and informational purposes only. Be careful and seek advice from qualified professionals. Before acting on this or any information, consult with your accountant, attorney or professional advisor.
Users of our systems, products, services and website are advised to use their own reasonable diligence in making business decisions and information, systems, products and services should be handled independently by your own qualified personnel as proof of all offers. Everyone must carefully evaluate and analyze our information, policies, products and services before business decisions are made, or whether to rely on them. All disclosures and promotions displayed here, on our websites or in the materials provided to you apply equally to any offers, prizes, or incentives offered by our company.
You agree that we are not responsible for the success or failure of any information provided by our company, or your business decisions regarding our company programs, products and/or services.

Terms of Use of Site

1. By accessing, downloading, or using https://www.mypropertyoffer.com CREI, LLC,

Whether or not you are a registered user (“user”, “you”, “personal”, “you”) or not, you agree to be bound by it on acceptance of these Terms Read and understand.
We reserve the right to change, modify, or modify these Terms at any time, in our sole discretion. You should review these Terms regularly at https://www.mypropertyoffer.com/terms-service to be aware of any changes.

2. Disclosure

The materials on this website are for informational purposes only and are not intended to provide legal advice. For advice on any specific issue or problem, you should contact your attorney. The views expressed on or through this website are those of the individual author and may not necessarily reflect the views of the firm or any individual lawyer.

3. Service Responsibility

Once you pay for a product and service, you get lifetime access to classes, Facebook groups, and content.

4. Compensation, security and to be held safe

You understand that CREI, LLC and all other entities are engaged with to provide training and consulting in the areas of creative real estate investing, among other matters. Neither CREI, LLC, nor all other entities and provide any financial advice, personal advice or guarantees. You realize that you are responsible for your own decisions and actions. Accordingly, you agree to indemnify, defend and hold CREI, LLC, & all other Companies and their directors, teachers, officers, owners, agents, licensors, powerholders letter, labor, instructors from and all liability and expenses, including without limitation, reasonable attorneys' fees, for CREI, LLC, & all other entities or in connection with any claim arising out of your personal use of materials by (or both) uses and about the user. This includes consequential damages or any damages resulting from the alleged negligence of CREI, LLC, and other Companies and/or associates.

5. Relationship between the parties

Notwithstanding any provision hereof, for all purposes of this Agreement and at all times contemplated hereby, each party shall act and act as an independent contractor and not as a partner, joint venture or agent of the other, and shall not bind or attempt to bind the other to any contract.

6. Election of Persons

Neither party may assign or assign this Agreement without prior written consent.

7. Arbitration

Most customer concerns can be resolved quickly and to the customer’s satisfaction by contacting our customer service department at [email protected]
When our policies or practices are in error, we welcome honest feedback and see it as a way to constantly improve our service. If an individual makes an untrue, defamatory, libelous or slanderous statement, we may have a duty to protect our company, reputation and employees. In the event that such allegations are made against CREI, LLC, or any officer, presenter, teacher, employee, independent contractor, including but not limited to , CREI, LLC reserves the right to take legal action case against the said party.

8. Use of Wages

We have made every effort to accurately represent this program and its potential to help you; However, CREI, LLC cannot and does not make any promises as to your ability to achieve any results or income with our programs, information, or tools. All products and services through our company are for educational and informational purposes only. No promises or guarantees regarding results or future earnings are made on this page, any of our websites, or any of our information or courses, and we do not provide legal, tax or legal services nor a license realtors, or other professional advice. Any financial numbers referenced herein, on our website or on any website, represent assumptions only and should not be construed as revenue, equity, or promises regarding their actual or future performance.
The earnings, revenue and profit results that a customer will generally achieve in circumstances similar to those depicted in the endorsements and testimonials on this site, or any of our websites, depend on many factors and conditions, including but not limited to, work ethic, level of effort, ability to learn, skill, knowledge, ability, dedication, business savvy, business focus, business goals, and actually performing the activities that get results to name a few. Because of impediments due to any one or more of the foregoing and other factors, it is generally expected that earnings, revenues, or profits may not be achieved with the use of any products or services advertised on this site in circumstances similar to those referenced in any endorsement or testimonial.
In life and business, you are responsible for your own actions and their consequences. This policy is for educational use only and we make no representations or warranties as to the accuracy, use, or completeness of this information. Any forward-looking statements referenced in our developments and plans are only our opinions, estimates, expectations, or predictions about possible future events, and therefore do not warrant or guarantee actual performance as required by law, any deviation from our opinion or observation during program We cannot guarantee availability and do not provide professional, legal or financial advice. Under no circumstances shall the producers or experts represented in this program be liable to any party for direct, indirect, punitive, special, incidental, or consequential damages from direct or indirect results of any use of these elements may form part of program content or promotions. By registering and participating in this program, you agree to these terms and agree that we will not hold our company responsible for your results or actions.

9. Case studies and evidence

Any and all statements or statements regarding earnings on our websites or in connection with our content or information obtained should not be construed as earnings. In fact, the testimonials found on this Web site are delivered by text, audio, or video. They are personalized results, reflecting the real-life experiences of those who have used our course. However, it is an individual outcome, with varying consequences. We do not guarantee or suggest that you will make any money or money, or that you will make any money at all. If you rely on our example or figures, you do so at your own risk, and you accept all risk associated with your reliance. The testimonials are not necessarily representative of all of those who will use our course.
The evidence presented (text, audio and/or video) is provided verbatim unless grammatical errors or typos are corrected. Some have been cut off. In other words, not all of the messages received by the certificate writer were disclosed, whereas they appeared to be lengthy or not, and all of the certificates appeared to apply to the general public.

10. Miscellaneous

The terms of this Agreement shall not be modified, and incorporated by reference, shall not be modified and/or modified except in effect in writing and signed by all parties. In the event that any provision of this Agreement is determined to be illegal or unenforceable, such provision or specific provision of the provision shall be severed or limited to the minimum extent possible for the purposes of this Agreement so implemented fully and effectively.

11. Supply of resources

Our products are delivered digitally. Once your online order has arrived, you will be sent an email with access to the online information. If you did not receive an email from us with your details, please check your spam folder to see if it got stuck. If you have not yet received one, please email our office at [email protected] that we can verify your email address and send it back to you.

Creative Real Estate Investor (CREI) Membership Program

By entering into this Member/Student Agreement with CREI, LLC, I hereby agree to the following:

12. LIMITED MENTORSHIP SERVICES

I have enrolled in the mentorship program indicated above (the "Course") with the explicit understanding and agreement that CREI, LLC, and its managers, Members/Students, employees, representatives, contractors and agents who are the presenters and publishers of the educational program (collectively, "CREI Agents"), are not engaged in rendering legal, accounting, investment, financial, real estate, or other professional services or advice but are providing information to me for purely educational purposes. I also understand that any information and materials provided by CREI Agents as a part of the Course, are solely the personal opinion of the CREI Agent providing such information and materials, are based on his or her own personal experiences, for educational purposes only.

13. NO GUARANTEES

At no time have any CREI Agents told me orally, or in writing, that there are any guarantees or promises that I will derive any results, benefits, profits, income, employment, or any and all other possible gains, experiences or outcomes as a result of taking the Course.

14. FULL RELEASE OF LIABILITY AND CLAIMS

I hereby fully and forever release all CREI Agents from any and all liability, damages (direct, indirect, special or consequential without limitation), claims, demands, actions and causes of action (collectively, "Claims"), whatsoever, regardless of whether any such Claims are known to me or later discovered, in the past, present and future, whether such Claims arise under contract, at law or in equity, arising out of, related to, connected with or resulting from my participation in the Course, without limitation.
I understand that this is a full and final release applying to all known, unknown and unanticipated consequences and Claims, and that I am intentionally and knowingly waiving my right to make any Claims against any CREI Agents forever.
I acknowledge and agree that, in the event that any provision of this Release is determined by a court of competent jurisdiction to be illegal, unenforceable or invalid, the remaining provisions of this release shall continue in full force and effect, and the provision found to be illegal, unenforceable or invalid shall be construed as closely as possible to the original provision, so as to enforce the parties to this Agreement's original intent.

15. DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY CREI

Agents expressly disclaim any and all warranties, whether express or implied, relating to the Course, the information and materials provided, and any results which may arise therefrom, including but not limited to warranties of merchantability, fitness for a particular purpose, timeliness, accuracy, completeness, and non-infringement. Member/Student further agrees that in the event of any Claims made by, through, or under Member/Student against CREI, that in no event shall Member/Student be entitled to any special, indirect, or consequential damages whatsoever, and any direct damages shall be limited to the total amount Member/Student has paid CREI for Course fees under this Agreement.

16. COURSE FEES: LIMITED REFUNDS AND CANCELLATIONS

Due to the nature of the materials (digital/online products) provided to its students/mentees, CREI, LLC CANNOT PROVIDE REFUNDS AFTER ACCESS HAS BEEN GIVEN TO COURSE MATERIALS OR THE COURSE HAS BEGUN, whichever comes first. In the rare event that a refund is required, it is the policy of CREI, LLC ("CREI") to refund the money paid for the Course within three (3) calendar days after the Course fees have been delivered to CREI; provided, however, that if Course fees are paid within three (3) days before Course meetings start or digital material access is granted, NO REFUND WILL BE GIVEN. Further, after the expiration of the three (3) day period from delivery of Course fees to CREI, NO REFUND WILL BE GIVEN, FOR ANY REASON. If a cancellation should occur, participants/Members/Students of the CREI membership shall be obligated to pay the remaining balance of the program fees in full with payment due upon cancellation. This agreement shall bind the Member/Student to full payment of the mentorship program fees after access has been granted to the course, materials, contracts, Facebook group, Zoom meetings and any other items that are solely reserved for private, paying Members/Students.

17. TERMINATION

You may close your Members/Students account at any time by going to account settings and disabling your account. We may terminate your account if you violate the CREI Community Terms and Conditions or for any other reason. We may suspend your use of the Service or the Service at any time for any reason, without any notice.

18. APPLICABILITY OF AGREEMENT TO ALL MENTORSHIP PROGRAMS

I hereby acknowledge that I have read and fully understand the provisions of this Agreement and have reviewed this Agreement with legal counsel of my own choosing.

19. GRANT OF LICENSE

I hereby irrevocably grant to CREI the right to make audio and visual recordings (still or motion) and other reproductions of:
(a) my name, likeness, image and/or voice; and
(b) of my participation in any and all activities of every kind and nature whatsoever in which I may participate at any location where CREI is sponsoring or participating in an activity, without limitation (collectively, my "Personal Likeness"). I grant to CREI the perpetual, irrevocable and unencumbered license and right (but not the obligation) to use, distribute, produce, modify and display (and to authorize others to use, distribute, produce, modify and display [for use by CREI or Companies held by ]), all or part of my Personal Likeness in any and all media and by any and all means now known or hereafter discovered, throughout the Universe, in any and all languages, and for any and all purposes of every kind and nature whatsoever as CREI may determine in CREI’s sole discretion, and to edit, fictionalize, adapt, dramatize, satirize, rearrange, add to and subtract from, the Personal Likeness, as CREI may determine in CREI’s sole discretion, without any additional compensation of any kind whatsoever.

20. GOVERNING LAW: VENUE

This Agreement and any legal claims arising under this Agreement shall be governed by and construed under, Wyoming law. Any suit brought under this Agreement shall be brought in the federal and state courts of Sheridan County, Wyoming.

21. EMAIL AUTHORIZATION

I hereby authorize CREI Agents to use my email address to contact me regarding the Course and other educational programs and services of CREI, at the email address indicated.

22. CONTRACT CLAUSE: MODIFICATION OF CREI'S RULES, ENROLLMENT FEES, PROCESSES, AND MATERIALS

This contract ("Contract") acknowledges that CREI, LLC, hereinafter referred to as "CREI," reserves the right to modify, alter, or change its rules, enrollment fees, processes, and materials at its sole discretion and without providing any prior notice to the other party ("Counterparty").

RULES AND REGULATIONS:

CREI may, at any time, modify, amend, or revise its rules, regulations, policies, and procedures related to the services covered by this Contract without prior notice. Counterparty agrees to adhere to the most current version of these rules and regulations, which may be made available by CREI upon request or through official CREI communication channels.

ENROLLMENT FEES AND PAYMENT TERMS: 

CREI reserves the right to adjust, amend, or change enrollment fees, payment terms, and any associated financial conditions outlined in this Contract without prior notice. Counterparty acknowledges their responsibility to regularly review CREI's official communications or website for updated information regarding enrollment fees and payment terms.

PROCESSES AND PROCEDURES: 

The processes, procedures, methods, and timelines related to the services provided under this Contract may be modified, updated, or revised by CREI at its discretion, and such changes may occur without prior notice. Counterparty agrees to adapt to any such changes promptly upon implementation.

MATERIALS AND RESOURCES: 

CREI may substitute, modify, or replace materials, resources, tools, or equipment provided under this Contract without prior notice. Counterparty acknowledges that they may receive different materials or resources over the course of the Contract's term and agrees to utilize updated materials and resources as provided.

NOTICE OF CHANGES:  

While CREI is not obligated to provide prior notice of changes, it may, at its discretion, notify Counterparty of significant changes to rules, fees, processes, or materials. However, such notification shall not be considered a prerequisite for implementing changes, and Counterparty's failure to receive notice shall not waive CREI's right to make changes.

COUNTERPARTY'S RESPONSIBILITY:  

Counterparty acknowledges that it is their responsibility to stay informed about any changes made by CREI. Counterparty further agrees that their continued participation in the services provided under this Contract constitutes their acceptance of any such changes, whether or not they have received specific notice thereof. This clause shall be binding upon both parties and shall remain in effect throughout the term of this Contract. Counterparty acknowledges that they have read, understood, and agreed to this provision regarding the potential modification of CREI's rules, enrollment fees, processes, and materials without notice.

23. CONTRACT CLAUSE: COMPLIANCE WITH STATE LAWS AND NON-LIABILITY COMPLIANCE WITH STATE LAWS:  

Counterparty, hereinafter referred to as "Member/Student," acknowledges and agrees that they are solely responsible for ensuring compliance with all applicable state laws, regulations, and requirements pertaining to their participation in Creative Real Estate Investor Membership Program ("Program") offered by CREI, LLC, hereinafter referred to as "CREI." This includes, but is not limited to, laws related to licensure, certification, or any other legal requirements associated with the Program.

VERIFICATION OF STATE LAWS:

Member/Student understands and accepts the obligation to independently verify and adhere to the specific state laws and regulations of their residence or the state in which they intend to practice or use the knowledge gained from the Program. CREI shall provide general guidance regarding the Program's alignment with common industry standards and regulations but does not guarantee compliance with all state-specific requirements.

NON-LIABILITY OF CREI:

Member/Student acknowledges and agrees that CREI shall not be held liable for any violations of state laws or regulations committed by the Member/Student, whether intentional or unintentional, as a result of the Member/Student's failure to verify and comply with state-specific requirements. Member/Student further agrees to hold CREI harmless and indemnify CREI against any claims, damages, losses, liabilities, or expenses arising out of or related to any violations of state laws or regulations by the Member/Student.

LEGAL ADVICE:

Member/Student understands that CREI does not provide legal advice or legal services. In the event that Member/Student has questions or concerns regarding their compliance with state laws or regulations, Member/Student should seek independent legal counsel or guidance from the relevant state authorities.

CONTINUED COMPLIANCE: 

Member/Student agrees to promptly address and rectify any non-compliance with state laws or regulations as soon as they become aware of such issues. Failure to do so may result in the termination of the Member/Student's participation in the Program, at CREI's sole discretion. This clause shall be binding upon both parties and shall remain in effect throughout the Member/Student's participation in the Program. Member/Student acknowledges that they have read, understood, and agreed to this provision regarding compliance with state laws and CREI's non-liability for any violations thereof. IT IS THE MEMBER/STUDENT’S RESPONSIBILITY TO ENSURE THEY ARE USING THE APPROPRIATE CONTRACTS/DOCUMENTS PER THE STATE IN WHICH THEY ARE DOING BUSINESS. ANY FAILURE TO DO SO WHICH RESULTS IN FEES, FINES OR LITIGATION WILL NOT BE THE RESPONSIBILITY OF CREI, LLC OR ANY OF IT'S MEMBERS/STUDENTS, EMPLOYEES, PARTNERS OR ASSOCIATES. SHORT-FORM NONDISCLOSURE AGREEMENT THIS AGREEMENT is entered into on today's date, between Member/Student, all other Members/Students of the Creative Executives Group, and CREI, LLC (collectively, “Parties”; individually may be referred to as a “party”).

RECITALS 

The Parties desire to enter into confidential negotiations and discussions. In order to pursue the mutual Business Purpose, The Parties recognize that there is a need for the Parties to disclose information with certainty of said confidential information to be used only for the Parties benefit and a need to protect the Parties' confidential information from unauthorized use and disclosure. DESCRIPTION OF TYPE OF INFORMATION AND DISCLOSING PARTY'S EFFORTS IN DEVELOPING INFORMATION
A. WHEREAS, the Parties have been investing considerable capital, time and effort in establishing a proprietary position with respect to real estate lending and other products and have confidential and proprietary information relating thereto;
B. WHEREAS, the Parties at times receive information from its customers or others which the Parties are obligated to treat as confidential or proprietary;
C. WHEREAS, Parties wish to establish a business association with the other Parties and during their association will have access to certain confidential or proprietary information pertaining to real estate or other products or to the business affairs of each other; and
D. WHEREAS, the Parties are willing to establish a business association with Parties only if Parties will protect the Parties' confidential and proprietary information.

24. NOW, THEREFORE

in consideration of the mutual covenants and conditions herein contained, and the association of Parties, the parties hereto agree as follows:

DEFINITION OF CONFIDENTIAL INFORMATION

"Confidential Information" shall mean information relating to or other products or the business affairs of the Parties of a proprietary or confidential nature, whether communicated orally or in writing, including by way of illustration and not limitation,
(a) information concerning research and development activities,
(b) manufacturing and processing techniques and know-how,
(c) software, firmware and computer programs and elements of design relating thereto (including, for example, programming techniques, algorithms, inference structures and the construction of knowledge bases),
(d) designs, drawings and formulae,
(e) cost, profit and market information,
(f) financial and other business information with respect to the Parties that is not made publicly available,
(g) customer business information, including products of the Parties ordered, prices and delivery schedules, and
(h) ny information disclosed to the Parties by any third party which the Parties has agreed, or is otherwise obligated, to treat as confidential or proprietary.

25. Exclusions Parties, however

shall have no liability to each other, under this Agreement with respect to the disclosure and/or use of any such Confidential Information that it can establish:
(a) Has become generally known or available to the public without breach of this Agreement by any party;
(b) Was known by a party before receiving such information from the other Parties;
(c) Has become known by or available to a party from a source other than the Parties, without any breach of any obligation of confidentiality owed to the Parties, subsequent to disclosure of such information to it by the Parties;
(d) Has been disclosed to persons regularly employed by the Parties who have previously agreed in writing not to disclose such information or to use such information for any purpose other than to assist it to determine whether to pursue the Business Purpose;
(e) Has been independently developed by the Parties without use of or reference to the Confidential Information by persons who had no access to the Confidential Information;
(f) Has been provided to the Parties with a written statement that it is provided without restriction on disclosures; or
(g) Has been approved for release or use by written authorization of the Parties.

26. Obligations of Parties:

The Parties acknowledge that irreparable injury and damage will result from disclosure to third parties, or utilization for purposes other than those connected with the proposed acquisition or other business relationship, of any of the Confidential Information.
Parties agree:
(a) To hold the Confidential Information in strict confidence;
(b) Not to disclose such Confidential Information to any third party except as specifically authorized herein or as specifically authorized by the Parties in writing;
(c) To use all reasonable precautions, consistent with treatment of confidential information of a similar nature, to prevent the unauthorized disclosure of the Confidential Information, including, without limitation, protection of documents from theft, unauthorized duplication and discovery of contents, and restrictions on access by other persons to such Confidential Information;
(d) Not to make or use any copies, synopses or summaries of oral or written material, photographs or any other documentation or information made available or supplied by the Parties to Parties except such as are necessary for Parties' internal communications in connection with the Business Purpose; and

27. Not to use any Confidential Information

for any purpose other than the Business Purpose of all parties.

28. Required Disclosures: 

Parties may disclose the Confidential Information if and to the extent that such disclosure is required by applicable law, provided that the Parties uses reasonable efforts to limit the disclosure by means of a protective order or a request for confidential treatment and provides the Parties a reasonable opportunity to review the disclosure before it is made and to interpose its own objection to the disclosure. Return of Confidential Information Parties shall return all written material, photographs and all other documentation made available or supplied, and all copies and reproductions thereof, on request.

29. Retention of Legal Rights: 

The Parties retain all rights and remedies afforded under the patent and other laws of the United States and the States thereof, including without limitation any laws designed to protect proprietary or confidential information.

30. Injunctive Relief: 

Parties acknowledge that the unauthorized use or disclosure of the Confidential Information would cause irreparable harm to the other Parties. Accordingly, the Parties agrees that all of them will have the right to obtain an immediate injunction against any breach or threatened breach of this Agreement, as well as the right to pursue any and all other rights and remedies available at law or in equity for such a breach.

31. Term of Agreement: 

This Agreement applies to all Confidential Information that is disclosed by the Parties to the Parties during the period that begins on the date set forth below and ends one hundred twenty (120) months thereafter. The obligations of this Agreement will remain in effect for ten (10) years after the date of the last disclosure of Confidential Information hereunder, at which time this Agreement will terminate.

32. Entire Agreement: 

This Agreement sets forth the entire agreement and understanding of the parties and merges all prior discussions between them as to Confidential Information. Neither party may be bound by any definition, condition, representation or waiver other than as expressly stated in this Agreement or as subsequently set forth in writing signed by the parties hereto.

33. Governing Law:: 

This Agreement shall be governed by the laws of the State of Wyoming as applied to contracts entered into and to be performed entirely within the State of Wyoming. 11. Successors and Assigns This Agreement shall be binding upon and inure to the benefit of the parties hereto and their respective heirs, administrators, executors, successors and assigns.ion Headline